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2,163 accounts from 88 firms

Top Prop Firms for German Traders (2026)

Traders in Germany can join 88 of the 90 prop firms we monitor. FundingPips scores best for them, with 4.3/5 on our Germany score. Its benchmark is a $100K 2-step account (Pro - Challenges) at $466: a 6% / 6% target, a 3% daily cap, a 6% static max loss and an 80% split. In EUR, that price comes to roughly 410. Next in line: FundedNext, The5ers and Lucid Trading. 2 firms keep Germany on their restricted list.

By Editorial teamListing data refreshed List prices, no promo codes

Most firms we follow take German traders: 98% of them list Germany as open.

Most of these firms take Credit/Debit Card, Crypto and Apple Pay for challenge fees. None takes a method specific to Germany for the fee. For payouts, 1 firm offers SEPA.

Method: Firms qualify unless they list Germany as restricted. Our Germany score reuses the global formula but rates country access by how well each firm's payment and payout options serve German traders. No firm with an open warning makes the picks. We quote official list prices with no promo codes and add any fee you pay after passing.

Top Prop Firms for German Traders in numbers

Firms listed
88
Accounts compared
2,163
Profit target, all phases (median)
10%
Maximum loss (median)
6%
Daily loss cap (median)
3%, with no daily cap on 18% of accounts
Drawdown mix
static on 48%, end-of-day trailing on 18%, balance-trailing on 14%
Funded split (median)
80%
Payout cycle (median)
every 12 days
How you pay
subscription on 5% of accounts, a one-off fee on the rest
Fee charged after you pass
on 9% of accounts, median $165
Consistency rule
16% of accounts have no best-day cap in the challenge or at payout; 48% state a cap size
Minimum trading days (median)
3
50K forex account, median list price
$339
100K forex account, median list price
$569
Platforms offered by most firms
48 firms on MetaTrader 5, 28 on Match-Trader, 27 on cTrader, 23 on TradingView

Every figure is a median of accounts, not of firms: the 2,163 accounts listed here, at list price, as of October 5, 2026. Size prices leave out pay-later plans.

Quick comparison of the leaders

Forex/CFD · compared on the 100K account, or the nearest size

#FirmAccountTargetLoss capsSplitPayout cyclePriceStands out for
1FundingPips4.3$100K Pro - Challenges 2-Step6% / 6%3% a day · 6% total (static)80%Weekly$466Fixed loss floor
2FundedNext4.3$100K Stellar Lite Challenge 2-Step8% / 4%4% a day · 8% total (static)80%Every 14 days$400Heavily reviewed
3The5ers4.3$100K High Stakes Challenge 2-Step10% / 5%5% a day · 10% total (static)80%Every 14 days$455Long history
4Finotive Funding4.2$100K Challenge 2-Step7.5% / 5%4.5% a day · 9% total (static)80%Weekly$555Paid weekly
5Equity Edge4.2$100K Swift 1-Step8%3% a day · 5% total (equity-trailing)80%Every 14 days$407Many account types
6FTMO4.2€100K Standard Challenge 1-Step10%3% a day · 10% total (end-of-day trailing)90%Every 14 days€499Roomy drawdown
7Hola Prime4.1$100K Prime 2-Step8% / 5%5% a day · 10% total (static)80%Every 14 days$569All-rounder
8FXIFY4.1$100K Lightning Challenge 1-Step5%3% a day · 4% total (balance-trailing)80%Every 14 days$399Big account sizes

Futures · compared on the 50K account, or the nearest size

#FirmAccountTargetLoss capsSplitPayout cyclePriceStands out for
1Lucid Trading4.3$50K LucidFlex 1-Step6%no daily cap · 4% total (end-of-day trailing)90%Every 5 days$105No daily cap
2The5ers Futures4.2$50K Day Trade 1-Step6%no daily cap · 4% total (end-of-day trailing)80%Every 14 days$100Cheap to start
3FundedNext Futures4.2$50K Flex 1-Step5%no daily cap · 3% total (end-of-day trailing)95%Every 5 days$134Split of 90% or more
4Blue Guardian Futures4.2$50K Reserve 1-Step6%2.4% a day · 4% total (end-of-day trailing)90%After 5 profitable days$100All-rounder

Crypto · compared on the 100K account, or the nearest size

#FirmAccountTargetLoss capsSplitPayout cyclePriceStands out for
1E8 Perpetuals4.2$100K E8 Pro 1-Step8%2.5% a day · 8% total (static)80%On request$488Fixed loss floor
2BEM Funding4.1$100K One Only 1-Step6%3% a day · 6% total (end-of-day trailing)80%On request$460Roomy drawdown
3Breakout4.0$100K Crypto - Turbo 1-Step9%3% a day · 3% total (static)80%Daily$330Paid daily

Futures firms set targets and loss limits in dollars; we show them as a percent of the account.

Firms listed
88
out of 90 firms in our data
Target, this page (median of accounts)
10%
Everything else: 12%
Max loss, this page (median of accounts)
6%
Everything else: 6%
$10K of funding, this page (one-off fees)
$78
$125 per $1K of max loss; Everything else: $72.80 per $10K

Editor's Choice · Our editorial pick, pinned and disclosed; it places #84 of 88 on this page's ranking.

Editor's Choiceeditorial and commercial pick, pinned above the rankingAccepts all but 5 countries

Hash Hedge

Editor's rating · calculated 4.0
4.5 Trustpilot · 111 reviews
Visit site
on hashhedge.com
Cheapest way in
$79
Countries not accepted
5
Max profit split
80%up to 90% with a paid add-on
Fastest payouts
Bi-weekly
Benchmark account: $100K Crypto + TradFi - 2-Stage2-Step
Price
$799
Profit target
8% / 6%
Daily loss
5%
Max loss
10% then 8% static
Split
80%
Payouts on this account
Every 14 days
  • ✓ Static drawdown
  • ✓ No time limit
  • ✓ News trading
  • – EAs / bots
  • ✓ Weekend holding
  • – Fee refunded
  • Pay by Crypto (USDT: TRC20, ERC20, BEP20, Solana, Arbitrum, Optimism) · paid by Crypto (USDT)
  • Hash Hedge Terminal (web)
  • Selling challenges since 2025
Score breakdown
Countries accepted (30%)96
Cost (20%)27
Rules & drawdown (15%)75
Payouts & split (15%)73
Trader reviews (10%)67
Ways to pay & get paid (5%)29
Firm popularity (5%) ⓘ46

Firm popularity: Monthly Google searches for the firm's name across all countries, from Ahrefs keyword data (sub-brands carry their parent company's number). It shows the firm is known and in real use rather than a fly-by-night, but tells you nothing about its rules or payouts.

Every firm on this list (88)

#FirmScoreFromSplitPayoutsTrustpilot
1FundingPips4.3$3395%Weekly4.5Go to site
2FundedNext4.3$32.9980%On request4.5Go to site
3The5ers4.3$2280%Every 14 days4.7Go to site
4Lucid Trading4.3$65.3090%Daily4.3Go to site
5Alpha Capital⚠ flagged4.2$2790%On request4.6Go to site
6Finotive Funding4.2$2580%Weekly—Go to site
7Maven⚠ flagged4.2$1380%On request3.9Go to site
8The5ers Futures4.2$5980%Every 14 days4.4Go to site
9E8 Perpetuals4.2$3280%On request—Go to site
10Equity Edge4.2$1590%Every 14 days4.2Go to site
11FundedHive⚠ flagged4.2$990%On request—Go to site
12FundedNext Futures4.2$79.9995%Daily4.5Go to site
13Blue Guardian Futures4.2$6490%Daily3.8Go to site
14Alpha Futures4.2$8990%On request4.4Go to site
15Tradeify4.2$9990%Daily4.4Go to site
16FTMO4.2€7990%Every 14 days4.8Go to site
17Blue Guardian⚠ flagged4.1$26.6685%On request3.3Go to site
18V Prop Trader⚠ flagged4.1$12.9995%Every 14 days4.7Go to site
19Traders Launch4.1$4980%Daily4.7Go to site
20OFP Funding⚠ flagged4.1$3580%Every 14 days—Go to site
21E8 Markets⚠ flagged4.1$3280%On request4.1Go to site
22Hola Prime4.1$3980%Every 14 days4.5Go to site
23FXIFY4.1$1980%Every 10 days4.3Go to site
24The Trading Pit Futures4.1$9980%After 5 profitable days—Go to site
25Fintokei4.1$4490%Every 14 days4.4Go to site
26BEM Funding4.1$3980%On request—Go to site
27Topstep4.1$9590%After 5 profitable days3.6Go to site
28FuturesElite4.1$7790%Daily—Go to site
29My Funded Futures4.1$10590%Daily4.9Go to site
30DayTraders4.1$179100%After 8 profitable days4.6Go to site
31Bulenox4.1$9490%On request4.7Go to site
32FundedElite⚠ flagged4.0$3980%Weekly4.2Go to site
33Breakout4.0$2080%Daily4.7Go to site
34AquaFunded⚠ flagged4.0$2090%Every 14 days2.2Go to site
35Atmos Funded4.0$2880%On request after 7 profitable days3.6Go to site
36Blueberry Funded⚠ flagged4.0$2585%Every 14 days3.4Go to site
37Leveraged4.0$2980%Every 14 days—Go to site
38Hola Prime Futures4.0$9990%Weekly4.5Go to site
39Funded Futures Family4.0$7990%After 3 profitable days4.6Go to site
40AquaFunded Futures4.0$13190%Daily3.9Go to site
41TradeDay4.0$10080%Daily4.6Go to site
42E8 Futures4.0$11080%Daily—Go to site
43Audacity Capital⚠ flagged3.9$4975%On request2.9Go to site
44WSFunded3.9$2380%Every 10 days4.3Go to site
45QT Funded3.9$35100%Every 4 days3.6Go to site
46Shark Funded⚠ flagged3.9$2480%Daily1.9Go to site
47BrightFunded⚠ flagged3.9€4780%Every 14 days3.3Go to site
48City Traders Imperium3.9$2980%Every 14 days4.2Go to site
49For Traders3.9$4180%On request—Go to site
50The Trading Pit3.9$2980%Every 14 days—Go to site
51Funded Trader Markets⚠ flagged3.9$4390%On request3.4Go to site
52Funding Traders⚠ flagged3.9$4990%After 7 profitable days—Go to site
53Goat Funded Trader⚠ flagged3.9$3690%Every 14 days2.1Go to site
54Instant Funding3.9$2590%On request—Go to site
55Orion Funded3.9$4980%Every 14 days4.5Go to site
56WenCrypto3.9$4480%Every 10 business days—Go to site
57Tradeify 2473.9$10080%Daily4.1Go to site
58Crypto Fund Trader3.9$4080%On request after 15 trading days—Go to site
59Goat Funded Futures3.9$138100%Daily—Go to site
60Top One Futures3.9$17890%Daily4.8Go to site
61Take Profit Trader3.9$28080%Daily4.4Go to site
62Ylos Trading3.8$165100%After 5 profitable days4.8Go to site
63Funded Friday⚠ flagged3.8$6090%On request—Go to site
64Funded Trading Plus3.8$8980%Weekly—Go to site
65Nordic Funder3.8$2580%Every 14 days3.2Go to site
66Earn2Trade3.8$28980%Weekly4.6Go to site
67Blueberry Futures3.8$11090%After 5 profitable days3.3Go to site
68For Traders Crypto3.8$4990%On request—Go to site
69FundedSquad⚠ flagged3.8$6980%Daily—Go to site
70HyroTrader3.8$5980%On request4.0Go to site
71Top One Trader⚠ flagged3.8$6490%Every 14 days4.4Go to site
72ThinkCapital3.8$3980%Every 14 days—Go to site
73Apex Trader Funding3.8$490100%After 5 profitable days4.2Go to site
74The Funded Room⚠ flagged3.7$3980%Weekly2.5Go to site
75Moneta Funded3.7$4088%Every 14 days4.5Go to site
76Lark Funding3.7$10590%Every 14 days4.3Go to site
77Funded Futures Network3.7$13590%On request3.8Go to site
78FTUK3.7$10990%On request3.8Go to site
79Pipstone Capital3.7$4980%On request after 7 profitable days2.0Go to site
80Upcomers⚠ flagged3.7$19090%On request—Go to site
81Trade The Pool3.7$4780%Every 14 days4.4Go to site
82Leveraged Crypto3.7$8980%Every 14 days—Go to site
83Phidias⚠ flagged3.7$277100%After 5 profitable days3.2Go to site
★Hash HedgeEditor's Choice3.6$7980%Every 14 days4.5Go to site
84NYS Markets⚠ flagged3.6$4885%On request after 5 profitable days3.0Go to site
85Ment Funding3.6$25075%Monthly4.7Go to site
86Darwinex Zero3.6$30015%Every 90 days4.2Go to site
87IC Funded⚠ flagged3.3$7480%After 14 profitable days3.3Go to site

Sorted by overall score. A ⚠ flag means the firm carries a warning, so read its review first.

Paying and withdrawing from Germany: local methods

FirmPay withWithdraw toLowest price≈ EUR
Finotive FundingSEPA$2522

Only methods specific to Germany count here (SEPA, giropay and Klarna). Global methods such as cards, crypto, e-wallets and international wires are left out of this table.

Converted at 0.88067 EUR to the dollar (ECB reference rate of September 29, 2026). Expect your bank to use a slightly different rate.

What German traders should weigh before buying a challenge

Almost the whole market is open to you: 88 of the 90 prop firms we track accept traders from Germany. FundingPips leads our German ranking at 4.3/5, and a $100K forex challenge costs a median $569, roughly 501 EUR. When nearly every door is open, the hard part is not finding a firm that will take you but choosing between dozens that will.

The clock is on your side

Few places sit as comfortably in the forex day as Central Europe. London opens at around 09:00 your time, and the New York stock open follows at about 15:30, so both of the busiest sessions fall inside ordinary daytime hours. That changes how you should read a rulebook. You are likely to trade the London open and the US data releases that arrive in the early afternoon, so check that your firm allows news trading (80 of them do) and note when the daily loss limit resets. The reset usually follows the firm's server clock, not yours, and knowing where it falls keeps one bad morning from spilling into the next day's allowance.

Reading prices in euros

Median one-time prices for forex challenges, pass fees included, are $99 for $10K, $346 for $50K and $569 for $100K; at about 0.88067 EUR per dollar, that is around 87 EUR, 305 EUR and 501 EUR. The cheapest entry we list is FundedHive at $9. Judge offers by price per $10K of account size rather than by the headline fee, and read past the checkout: 6% of programs add an activation fee once you pass, and 25% of futures programs charge monthly rather than once.

Payment options are broad. 83 firms take cards and 75 take crypto, while no firm here takes a method specific to Germany for the fee. For withdrawals, 42 firms pay by bank transfer, 54 through Rise and 66 in crypto, with 53 offering weekly or faster payouts.

Where the real differences hide

Because access is rarely the problem, the rules become the whole comparison. The restriction list is short, 2 of 90, and names Hantec Trader and Axi Select; behind FundingPips, our table ranks FundedNext and The5ers. From there, look at three things. Drawdown type first: a static limit is measured from your starting balance, a trailing one follows your equity high, and 60 firms offer the static kind. Then the daily limit, which only 9% of programs leave out. Then tools: the leading platforms are MT5 (48 firms), Match Trader (28 firms) and cTrader (27 firms), and 62 firms accept expert advisors. If you would rather skip the exam, 59 firms sell instant funding at a premium.

Your market narrows the field more than your passport does. 53 accepting firms run forex and CFD challenges, 30 offer futures and 14 offer crypto, with some firms in several groups. Futures traders in particular should filter first, then compare the short list that remains.

One last point of perspective. A challenge is a simulated evaluation, and a funded account shares simulated profits under the firm's terms. How German tax rules treat those payouts depends on your situation; we are not tax advisers, so ask one before your first withdrawal.

Regulators and tax in Germany

The official position in Germany, source by source. Keep in mind that these rules mostly cover brokers, and a prop firm challenge is a paid evaluation rather than a brokerage account.

Regulators
Bundesanstalt für Finanzdienstleistungsaufsicht (Federal Financial Supervisory Authority) (BaFin)
Retail forex and CFDs
Retail CFD trading is permitted but restricted: a BaFin general ruling applying from 1 August 2019 caps leverage (3.33% margin on major currency pairs), requires margin close-out at 50% and bars losses beyond the funds in the trading account. Source: bafin.de
Prop firm challenges
We found no rule or warning from BaFin written specifically about prop firm challenges.
Tax
The Federal Ministry of Finance says private capital income, including gains from selling securities, is taxed at a flat 25 percent. No official page we read states how CFD profits or prop firm payouts are classified. Sources: bundesfinanzministerium.de, bundesfinanzministerium.de (2)

Sources checked October 2026. A summary of the sources linked above, not legal or tax advice. Rules change, so confirm with the regulator or a local tax adviser.

More country pages

Questions and answers

Which prop firms take traders from Germany?

88 firms out of 90 in our data; FundingPips, FundedNext, The5ers and Lucid Trading score best.

Which prop firms do not take German traders?

2 firms list Germany as off limits, including Hantec Trader and Axi Select.

Which payment methods work for a challenge from Germany?

Most firms accept Credit/Debit Card, Crypto and Apple Pay.

Can I legally use a prop firm from Germany?

Prop firms sell challenges as simulated evaluations, and most are registered outside Germany. We found no rule from BaFin written for prop firm challenges. The regulators, their stance on retail forex and the tax position, with sources, are in the "Regulators and tax" section above. This is not legal or tax advice.