- Ranked #33 of 90
- Forex
- Since 2023 ·
Czechia
Fintokei Review 2026, Our Verdict in Numbers
Fintokei earns 4.0/5 in our ranking (#33 out of 90) and holds 4.4/5 on Trustpilot from 1,380 reviewers. It is a forex prop firm based in Czechia and owned by Fintokei a.s., with 3 years of selling challenges behind it. It ranks #33 mainly because of its prices (cost 49/100; $99 per $1K of max loss at the median). Its best mark is payouts & split, at 82/100. It stands out for a drawdown floor that stays put instead of trailing. Pass on it if you need a funded account on day one.
a drawdown floor that stays put instead of trailing.
you need a funded account on day one; you are based in the United States, India, Nigeria or another country on its blocked list.
across 1,380 Trustpilot reviews; the firm answers 97% of the negative ones
its best split; the median across 90 firms is 80%
- Entry price
- $44
- Sizes
- $5K–$400K
- Top split
- 90%up to 100% on StartTrader
- Payout cycle
- Bi-weekly
- Blocked countries
- 36
How Fintokei scores
Fintokei does best on ways to pay & get paid and payouts & split and worst on cost.
That puts it #33 overall out of 90, and #28 among the 53 firms selling forex accounts.
Brand demand: people search Google for Fintokei about 16,220 times a month worldwide (Ahrefs data). ⓘ
How Fintokei prices compare with other forex firms
For each $10K of buying power, Fintokei charges a median of $72, which beats 69% of forex firms. Its cheapest account costs $44. Per $1K of maximum loss, one of the two inputs of our cost score, it charges $99 at the median, less than 70% of forex firms. The other input is the cheapest all-in way to get funded, $44.
Fintokei accounts and what they cost
Cost at each account size
$100K 2-Step account drawn to scale
| Account | Program | Price | Target | Daily | Max | Drawdown | Split |
|---|---|---|---|---|---|---|---|
| $5K | 1-StepSwiftTrader - 1-Step | $44 | 6% | 2% | 3% | Static | 90% |
| $5K | 3-StepStart Trader - 3Phase Evaluation - 3-S | $44 | 2% / 3% / 6% | 3% | 6% | Static | 50% |
| $5K | 2-StepPro Trader - 2Phase Evaluation - 2-Ste | $49 | 8% / 6% | 5% | 10% | Static | 80% |
| $5K | 2-StepPro Trader Swing - 2Phase Evaluation - | $69 | 8% / 6% | 5% | 10% | Static | 80% |
| $10K | 1-StepSwiftTrader - 1-Step | $89 | 6% | 2% | 3% | Static | 90% |
| $10K | 2-StepPro Trader - 2Phase Evaluation - 2-Ste | $99 | 8% / 6% | 5% | 10% | Static | 80% |
| $10K | 2-StepPro Trader Swing - 2Phase Evaluation - | $119 | 8% / 6% | 5% | 10% | Static | 80% |
| $20K | 3-StepStart Trader - 3Phase Evaluation - 3-S | $119 | 2% / 3% / 6% | 3% | 6% | Static | 50% |
| $20K | 1-StepSwiftTrader - 1-Step | $144 | 6% | 2% | 3% | Static | 90% |
| $20K | 2-StepPro Trader - 2Phase Evaluation - 2-Ste | $159 | 8% / 6% | 5% | 10% | Static | 80% |
First 10 of 23 accounts shown.
Trading rules at Fintokei
- Daily loss cap
- 2–5%
- Overall loss cap
- 3–10%
- Drawdown type
- Static
- Phase 1 target
- 2–8%
- Fewest trading days
- 3
- Best-day cap
- 40% cap on 4 of 23 accounts; not stated for 19
- Trader share
- 50–90% (up to 100% on StartTrader)
- Quickest payout cycle
- Every 14 days
Fintokei measures drawdown as static across its 23 accounts. On 100% of them, the overall loss cap is fixed (static). The most lenient account needs 3 trading days.
These numbers come from the firm's own terms, which change frequently. Double-check them on its website before you pay.
| Asset | Instant | 1-Step | 2-Step |
|---|---|---|---|
| FX | — | 1:25 | 1:100 |
| Energy | — | 1:10 | 1:20 |
| Indices | — | 1:20 | 1:50 |
| Metals | — | 1:25 | 1:100 |
| Crypto | — | 1:2 | 1:2 |
Highest leverage per asset class and program.
| Asset | Commission |
|---|---|
| FX | $6/round lot |
| Energy | None |
| Indices | None |
| Metals | $6/round lot |
| Crypto | None |
Getting paid by Fintokei
Fintokei releases profit every 14 days, paying by Bank Wire Transfer and Crypto. The trader keeps 90% (up to 100% on StartTrader).
- How often you get paid
- Every 14 days
- Your profit share
- 50%–90% (up to 100% on StartTrader)
- Paid out via
- Bank Wire TransferCrypto
- Best-day cap
- 40% cap on 4 of 23 accounts; not stated for 19
- Ways to buy a challenge
- Apple PayCredit/Debit CardCryptoGoogle PayWire Transfer
Countries Fintokei accepts and blocks
Traders from 6 of the 20 markets we profile can sign up with Fintokei; United States, India, Nigeria, Pakistan, South Africa, United Arab Emirates, Kenya, Malaysia, Philippines, Indonesia, Ghana, Bangladesh, Vietnam and Turkey cannot. In total, 36 countries are on its blocked list.
United Kingdom ✓
Canada ✓
Australia ✓
Germany ✓
Singapore ✓
Brazil ✓
United States ✕
India ✕
Nigeria ✕
Pakistan ✕
South Africa ✕
United Arab Emirates ✕
Kenya ✕
Malaysia ✕
Philippines ✕
Indonesia ✕
Ghana ✕
Bangladesh ✕
Vietnam ✕
Turkey ✕Full blocked list (36)
AfghanistanBangladesh
Belarus
Cambodia
China
Cuba
EthiopiaGhanaIndiaIndonesia
Iran
IraqKenyaMalaysia
Morocco
Myanmar (Burma)Nigeria
North KoreaPakistanPhilippines
Russia
Saudi Arabia
Senegal
SomaliaSouth Africa
South Sudan
Sudan
Syria
ThailandTurkey
UkraineUnited Arab EmiratesUnited States of America
VenezuelaVietnam
YemenWhat you can trade, and where
Trading platforms
Instruments
Traded as: CFD.
Fintokei on Trustpilot: how traders rate it
- Negative reviews answered
- 97.4% of 78
- Typical response time
- 2.8 days
- Claimed by the company
- Jan 2024
- Asks customers for reviews
- Yes
On Trustpilot, Fintokei collects 77% five-star and 8% one-star ratings. That one-star share is low by prop firm standards. Because the firm actively asks customers for reviews, its five-star share is likely pushed up.
Figures taken from the public Trustpilot page on September 29, 2026. We display the ratings, never the review texts.
Traded with Fintokei? Email us your experience with a purchase or payout screenshot; the address is on our contact page. Verified reports help us keep this review accurate.
Fintokei: strengths and drawbacks
Strengths
- You keep 90% of profits (up to 100% on StartTrader)
- A fixed, non-trailing floor on most accounts
- Permits news trading, weekend holding, hedging and EAs
- Choice of 3 program types: 1-Step, 2-Step, 3-Step
- Runs on 3 platforms, cTrader and MT5 among them
Drawbacks
- Quickest payout cycle is every 14 days, while 60% of tracked firms pay within 7 days
Firms similar to Fintokei
Our method for this Fintokei review
Account data, prices and rules come from aggregated public comparison data, which is drawn from Fintokei's own pricing pages and terms. The trader rating is a Trustpilot snapshot from September 29, 2026. The score follows the formula on our methodology page, and affiliate payments never move it.
Questions traders ask about Fintokei
Is Fintokei a legitimate prop firm?
Fintokei belongs to Fintokei a.s. (Czech Republic), and it has sold evaluations for roughly 3 years. Trustpilot users give it 4.4/5 across 1,380 reviews. Our checks turned up no public warnings.
How fast does Fintokei pay out?
On its quickest accounts, Fintokei pays every 14 days and lets you keep 90% of the profit (up to 100% on StartTrader). Money goes out by Bank Wire Transfer and Crypto. For customer experience with payouts, see the Trustpilot breakdown above.
Who owns Fintokei?
Fintokei is run by Fintokei a.s., a company registered in the Czech Republic. David Varga leads it as CEO.
Does Fintokei accept US traders?
No. Fintokei puts the United States on its blocked-country list.
What does a $100K Fintokei account cost?
At list price, before any promo code, the 2-Step costs $549, the 1-Step costs $499 and the 3-Step costs $419.
What daily drawdown does Fintokei allow?
The daily cap is 2–5% of the account, set by the program you pick. Over the life of the account you can lose 3–10%, tracked as static drawdown.
Is there a consistency rule at Fintokei?
4 of its 23 accounts cap your best day at 40% of total profit. For the other 19, the terms we hold do not state a rule.
Last data check: October 5, 2026. Based on firm pricing pages and terms, public review platforms and aggregated public comparison data (Sep 2026). Spotted a mistake? Let us know.