- Ranked #21 of 90
- Forex
- Since 2023 ·
UK
FXIFY Review: Is It Worth It in 2026?
FXIFY earns 4.1/5 in our ranking (#21 out of 90) and holds 4.3/5 on Trustpilot from 6,326 reviewers. It is a forex prop firm based in the UK and owned by FXIFY Solutions Limited, with 3 years of selling challenges behind it. It ranks this high mainly on payouts & split, at 73/100. Its weakest criterion is countries accepted, at 71/100. Choose it for going straight to a funded account with no exam. Look elsewhere if you are based in Kenya, Ghana or Vietnam.
going straight to a funded account with no exam.
you are based in Kenya, Ghana or Vietnam.
across 6,326 Trustpilot reviews; the firm answers 97% of the negative ones
its lowest upfront price undercuts 78% of tracked firms
- Entry price
- $19
- Sizes
- $1K–$400K
- Top split
- 80%up to 100% with monthly payouts
- Payout cycle
- 10 days
- Blocked countries
- 35
How FXIFY scores
FXIFY does best on ways to pay & get paid and firm popularity and worst on rules & drawdown.
That puts it #21 overall out of 90, and #17 among the 53 firms selling forex accounts.
Brand demand: people search Google for FXIFY about 53,460 times a month worldwide (Ahrefs data). ⓘ
How FXIFY prices compare with other forex firms
FXIFY is cheaper than 56% of forex firms, charging a median of $75.80 per $10K of funding. Its cheapest account costs $19. Per $1K of maximum loss, one of the two inputs of our cost score, it charges $118 at the median, less than 53% of forex firms. The other input is the cheapest all-in way to get funded, $19.
FXIFY accounts and what they cost
Cost at each account size
$100K 2-Step account drawn to scale
| Account | Program | Price | Target | Daily | Max | Drawdown | Split |
|---|---|---|---|---|---|---|---|
| $1K | InstantInstant Standard - Instant 1K | $69 | None | 8% | 8% | Balance-trailing | 80% |
| $2.5K | InstantInstant Lite - Instant 2.5K | $19 | None | 3% | 4% | Balance-trailing | 80% |
| $2.5K | InstantInstant Standard - Instant 2.5K | $119 | None | 8% | 8% | Balance-trailing | 80% |
| $5K | 3-Step3-Phase - 3-Steps 5K | $39 | 5% / 5% / 5% | 5% | 5% | Static | 80% |
| $5K | InstantInstant Lite - Instant 5K | $44 | None | 3% | 4% | Balance-trailing | 80% |
| $5K | 2-StepStatic - 2-Phase - 2-Steps 5K | $59 | 5% / 10% | 4% | 10% | Static | 80% |
| $5K | 2-StepTrailing - 2-Steps 5K | $59 | 10% / 5% | 4% | 10% | Balance-trailing | 80% |
| $5K | 1-Step1-Phase - 1-Step 5K | $59 | 10% | 3% | 6% | Balance-trailing | 80% |
| $5K | InstantInstant Standard - Instant 5K | $229 | None | 8% | 8% | Balance-trailing | 80% |
| $10K | 1-StepLightning Challenge - 1-Step 10K | $59 | 5% | 3% | 4% | Balance-trailing | 80% |
First 10 of 54 accounts shown.
Trading rules at FXIFY
- Daily loss cap
- 3–8%
- Overall loss cap
- 4–10%
- Drawdown type
- Static and Balance-trailing
- Phase 1 target
- 4–10%
- Fewest trading days
- 3–5
- Best-day cap
- 20–30% cap on 15 of 54 accounts; not stated for 39
- Trader share
- 80% (up to 100% with monthly payouts)
- Quickest payout cycle
- Every 10 days
FXIFY measures drawdown as static or balance-trailing across its 54 accounts. On 39% of them, the overall loss cap is fixed (static). The most lenient account needs 3 trading days.
These numbers come from the firm's own terms, which change frequently. Double-check them on its website before you pay.
| Asset | Instant | 1-Step | 2-Step |
|---|---|---|---|
| FX | 1:50 | 1:30 | 1:30 |
| Indices | 1:15 | 1:10 | 1:10 |
| Energy | 1:20 | 1:10 | 1:10 |
| Metals | 1:20 | 1:30 | 1:30 |
| Stocks | 1:2 | 1:2 | 1:2 |
Highest leverage per asset class and program.
| Asset | Commission |
|---|---|
| FX | Raw spread accounts: $6/lot; All-In: commission-free |
| Indices | Raw spread accounts: $6/lot; All-In: commission-free |
| Energy | Raw spread accounts: $6/lot; All-In: commission-free |
| Metals | Raw spread accounts: $6/lot; All-In: commission-free |
| Stocks | Raw Spread accounts: 0.35% round trip; All in: 0.35% round trip |
Getting paid by FXIFY
Payouts at FXIFY come every 10 days on the Instant and 2-Step accounts, and your share reaches 80% (up to 100% with monthly payouts). Money is sent by Bank Transfer, Crypto and Riseworks. The remaining programs pay as follows: 1-Step every 14 days, 3-Step monthly. Your first withdrawal unlocks after 7 days or on request.
- How often you get paid
- Instant: every 10 days or every 14 days · 1-Step: every 14 days or monthly · 2-Step: every 10 days or every 14 days · 3-Step: monthly
- First withdrawal
- 1-Step: after 7 days or on request · 3-Step: on request
- Your profit share
- 80% (up to 100% with monthly payouts)
- Paid out via
- Bank TransferCryptoRiseworks
- Best-day cap
- 20–30% cap on 15 of 54 accounts; not stated for 39
- Ways to buy a challenge
- Apple PayCredit/Debit CardCryptoGoogle PayPayPal
Countries FXIFY accepts and blocks
FXIFY keeps 35 countries on its blocked list. Of the 20 markets we profile, 17 are open to its traders, while Kenya, Ghana and Vietnam are not.
United States ✓
India ✓United Kingdom ✓
Nigeria ✓
Pakistan ✓
South Africa ✓
Canada ✓
Australia ✓
United Arab Emirates ✓
Malaysia ✓
Philippines ✓
Indonesia ✓
Germany ✓
Singapore ✓
Bangladesh ✓
Brazil ✓
Turkey ✓
Kenya ✕
Ghana ✕
Vietnam ✕Full blocked list (35)
Afghanistan
Algeria
Belarus
Burundi
Central African Republic
Cote d'Ivoire (Ivory Coast)
Crimea (Region of Ukraine)
Cuba
Democratic Republic of the Congo (Congo Free State)
EritreaGhana
Guinea
Guinea-Bissau
Haiti
Iran
IraqKenya
Liberia
Libya
Myanmar (Burma)
Nicaragua
North Korea
Palestinian Territory
Papua New Guinea
Republic of the Congo (Congo Brazzaville)
Russia
Somalia
South Sudan
Sudan
Syria
Vanuatu
VenezuelaVietnam
Yemen
ZimbabweWhat you can trade, and where
Trading platforms
Instruments
Traded as: CFD.
FXIFY on Trustpilot: how traders rate it
- Negative reviews answered
- 96.9% of 290
- Typical response time
- 0.6 days
- Claimed by the company
- Apr 2023
- Asks customers for reviews
- Yes
78% of the Trustpilot ratings for FXIFY are five stars, and 12% are one star. Scan the most recent one-star reviews on Trustpilot before you buy. Because the firm actively asks customers for reviews, its five-star share is likely pushed up.
Figures taken from the public Trustpilot page on September 29, 2026. We display the ratings, never the review texts.
Traded with FXIFY? Email us your experience with a purchase or payout screenshot; the address is on our contact page. Verified reports help us keep this review accurate.
FXIFY: strengths and drawbacks
Strengths
- Split of 80%, rising to 100% with monthly payouts
- Permits news trading, weekend holding, hedging and EAs
- Choice of 4 program types: Instant, 1-Step, 2-Step, 3-Step
- Runs on 3 platforms, DXTrade and MT5 among them
Drawbacks
- Quickest payout cycle is every 10 days, while 60% of tracked firms pay within 7 days
Firms similar to FXIFY
Our method for this FXIFY review
Account data, prices and rules come from aggregated public comparison data, which is drawn from FXIFY's own pricing pages and terms. The trader rating is a Trustpilot snapshot from September 29, 2026. The score follows the formula on our methodology page, and affiliate payments never move it.
Questions traders ask about FXIFY
Is FXIFY legit?
FXIFY belongs to FXIFY Solutions Limited (England and Wales), and it has sold evaluations for roughly 3 years. Trustpilot users give it 4.3/5 across 6,326 reviews. Our checks turned up no public warnings.
How often can you withdraw from FXIFY?
On its quickest accounts, FXIFY pays every 10 days and lets you keep 80% of the profit (up to 100% with monthly payouts). Money goes out by Bank Transfer, Crypto and Riseworks. For customer experience with payouts, see the Trustpilot breakdown above.
Which company is behind FXIFY?
FXIFY is run by FXIFY Solutions Limited, a company registered in England and Wales. Peter Brown and David Bhidey leads it as CEO.
Can you trade with FXIFY from the US?
Yes. In our data, the US is not among the countries FXIFY blocks.
What does a $100K FXIFY account cost?
At list price, before any promo code, the 2-Step costs $549, the 1-Step costs $399, the Instant costs $4,249 and the 3-Step costs $399.
How much can you lose in a day at FXIFY?
The daily cap is 3–8% of the account, set by the program you pick. Over the life of the account you can lose 4–10%, tracked as static or balance-trailing drawdown.
Is there a consistency rule at FXIFY?
15 of its 54 accounts cap your best day at 20–30% of total profit. For the other 39, the terms we hold do not state a rule.
Last data check: October 5, 2026. Based on firm pricing pages and terms, public review platforms and aggregated public comparison data (Sep 2026). Spotted a mistake? Let us know.