FTMO Review: Is It Worth It in 2026?

Name: FTMO prop firm challenge
Brand: FTMO

Our formula rates FTMO at 3.8/5, #68 among 90 prop firms, while 53,349 Trustpilot reviews average 4.8/5. The firm sells forex challenges from Czechia through FTMO s.r.o. and has been in the challenge business for 11 years. It ranks #68 mainly because it blocks 77 countries (countries accepted 37/100). Its best mark is trader reviews, at 90/100. Choose it for a fixed loss floor that never trails your gains and 11 years of operating history. Look elsewhere if you want to skip the evaluation entirely. In India, the RBI Alert List (November 2025) names it.

By Prop Firms Top Research DeskEditorial teamOfficial site checked October 5, 2026List prices, no promo codes

Why pick it

a fixed loss floor that never trails your gains; 11 years of operating history.

Look elsewhere if

you want to skip the evaluation entirely; you are based in Indonesia.

Where FTMO stands out

92%

Share of 5★ reviews

across 53,349 Trustpilot reviews

Top profit share90%

FTMOTypical firm

its best split; the median across 90 firms is 80%

Brand demand ⓘTop 4%

roughly 815,000 monthly Google searches for its name

Years in business11 years

has operated longer than 97% of tracked firms

Entry price: €79
Sizes: €10K–€200K
Top split: 90%
Payout cycle: Bi-weekly
Blocked countries: 77

FTMO3.8/5 · accounts from €79Open site

⚠ Regulator alert

In India, the RBI Alert List (November 2025) names FTMO (listed as FTMO, ftmo.com/en, entry 13). Source: rbi.org.in/scripts/bs_viewcontent.aspx

FTMO stays in our ranking, marked ⚠ on that country page. If you trade from India, read our India page before you pay.

How FTMO scores

3.8/5 overall, computed as 2 + 3 × the weighted mean of seven criteria (details in our methodology).

FTMO does best on ways to pay & get paid and firm popularity and worst on countries accepted.

That puts it #68 overall out of 90, and #45 among the 53 firms selling forex accounts.

Brand demand: people search Google for FTMO about 815,000 times a month worldwide (Ahrefs data). ⓘ

How FTMO prices compare with other forex firms

Grey dots: each forex firm's median cost per $10K of buying power. Gold: FTMO.

FTMO is cheaper than 67% of forex firms, charging a median of €72.40 per $10K of funding. Its cheapest account costs €79. Per €1K of maximum loss, one of the two inputs of our cost score, it charges €72.40 at the median, less than 87% of forex firms. The other input is the cheapest all-in way to get funded, €79.

FTMO accounts and what they cost

Cost at each account size

Lowest list price for every size, split by program.

€100K 2-Step account drawn to scale

Green bars are the phase targets, red is the overall loss cap and the dashed line is the daily cap.

Account	Program	Price	Target	Daily	Max	Drawdown	Split
€10K	1-StepStandard Challenge - 1-Step 10K	€79	10%	3%	10%	End-of-day trailing	90%
€10K	2-StepStandard Challenge - 2-Steps 10K	€89	10% / 5%	5%	10%	Static	80%
€10K	2-StepSwing Challenge - 2-Steps 10K	€99	10% / 5%	5%	10%	Static	80%
€25K	1-StepStandard Challenge - 1-Step 25K	€199	10%	3%	10%	End-of-day trailing	90%
€25K	2-StepStandard Challenge - 2-Steps 25K	€250	10% / 5%	5%	10%	Static	80%
€25K	2-StepSwing Challenge - 2-Steps 25K	€279	10% / 5%	5%	10%	Static	80%
€50K	1-StepStandard Challenge - 1-Step 50K	€319	10%	3%	10%	End-of-day trailing	90%
€50K	2-StepStandard Challenge - 2-Steps 50K	€345	10% / 5%	5%	10%	Static	80%
€50K	2-StepSwing Challenge - 2-Steps 50K	€379	10% / 5%	5%	10%	Static	80%
€100K	1-StepStandard Challenge - 1-Step 100K	€499	10%	3%	10%	End-of-day trailing	90%

First 10 of 14 accounts shown.

Trading rules at FTMO

Daily loss cap: 3–5%
Overall loss cap: 10%
Drawdown type: End-of-day trailing and Static
Phase 1 target: 10%
Fewest trading days: 4
Best-day cap: 50% cap on 5 of 14 accounts; none on 9
Trader share: 80–90%
Quickest payout cycle: Every 14 days
Smallest withdrawal: $20 or more

FTMO measures drawdown as end-of-day trailing or static across its 14 accounts. On 64% of them, the overall loss cap is fixed (static). The most lenient account needs 4 trading days.

These numbers come from the firm's own terms, which change frequently. Double-check them on its website before you pay.

Asset	Instant	1-Step	2-Step
FX	—	1:100	1:100
Energy	—	1:50	1:50
Other commodities	—	1:3.33	1:3.33
Crypto	—	1:3.33	1:3.33
Indices	—	1:50	1:50
Stocks	—	1:3.33	1:3.33
Metals	—	1:50	1:50

Highest leverage per asset class and program.

Asset	Commission
FX	$5 per lot
Energy	None
Other commodities	None
Crypto	0.0650% of volume
Indices	None
Stocks	0.0040% of volume
Metals	0.0014% of volume

Getting paid by FTMO

You keep up to 90% at FTMO, and withdrawals run every 14 days. Supported methods: Bank Transfer, Crypto, Mastercard, Skrill and Visa Direct.

How often you get paid: Every 14 days
Your profit share: 80%–90%
Smallest withdrawal: $20 (bank wire), $50 (crypto)
Paid out via: Bank TransferCryptoMastercardSkrillVisa Direct
Best-day cap: 50% cap on 5 of 14 accounts; none on 9
Ways to buy a challenge: Apple PayBank TransferCredit/Debit CardCryptoGoogle PayPayPalRevolut PaySkrill

Countries FTMO accepts and blocks

FTMO keeps 77 countries on its blocked list. Of the 20 markets we profile, 19 are open to its traders, while Indonesia is not.

United Arab Emirates ✓

Indonesia ✕

Full blocked list (77)

Afghanistan

Anguilla

Antarctica

Antigua and Barbuda

Belarus

Belize

Bhutan

Bouvet Island

Burundi

Cape Verde

Central African Republic

Chad

Comoros

Cook Islands

Crimea (Region of Ukraine)

Cuba

Djibouti

Dominica

Equatorial Guinea

Eritrea

Eswatini

Fiji

Gabon

Gambia

Grenada

Guinea

Guinea-Bissau

Indonesia

Iran

Iraq

Kazakhstan

Kiribati

Kosovo

Kyrgyzstan

Lesotho

Liberia

Malawi

Mali

Marshall Islands

Mauritania

Micronesia

Myanmar (Burma)

Nauru

Niger

Niue

North Korea

Papua New Guinea

Regions of Ukraine: Crimea, Donetsk, and Luhansk

Republic of the Congo (Congo Brazzaville)

Russia

Saint Barthélemy

Saint Kitts and Nevis

Saint Lucia

Saint Vincent and the Grenadines

Samoa

San Marino

Sao Tome and Principe

Seychelles

Sierra Leone

Solomon Islands

Somalia

South Sudan

Sudan

Suriname

Syria

Tajikistan

Timor-Leste (East Timor)

Tokelau

Tonga

Turkmenistan

Tuvalu

Uzbekistan

Vanuatu

Vatican City

Venezuela

Western Sahara

Zaporizhzhia (Region of Ukraine)

What you can trade, and where

Trading platforms

cTrader MT4 MT5 TradingView

Instruments

FX Crypto Indices Metals

Traded as: CFD.

FTMO on Trustpilot: how traders rate it

TrustScore

4.8/5

53,349 reviews in total, 25,453 from the past year

Open the Trustpilot page ↗

Star distribution

5★

92%

4★

3★

2★

1★

FTMO's response to reviews

Negative reviews answered: 0% of 721
Typical response time: —
Claimed by the company: Nov 2019
Asks customers for reviews: Yes

92% of the Trustpilot ratings for FTMO are five stars, and 2% are one star. That one-star share is low by prop firm standards. Because the firm actively asks customers for reviews, its five-star share is likely pushed up.

Figures taken from the public Trustpilot page on September 29, 2026. We display the ratings, never the review texts.

Traded with FTMO? Email us your experience with a purchase or payout screenshot; the address is on our contact page. Verified reports help us keep this review accurate.

FTMO: strengths and drawbacks

Strengths

You keep up to 90% of profits
A fixed, non-trailing floor on most accounts
Permits news trading, weekend holding, hedging and EAs
Runs on 4 platforms, cTrader and MT4 among them
Operating for 11+ years

Drawbacks

Quickest payout cycle is every 14 days, while 60% of tracked firms pay within 7 days
Closed to traders from 77 countries

Firms similar to FTMO

FundedNext

rated 4.4 · from $32.99 · $65.99 per $10K

The5ers

rated 4.3 · from $22 · $65.80 per $10K

FXIFY

rated 4.1 · from $19 · $75.80 per $10K

Hola Prime

rated 4.1 · from $39 · $77.40 per $10K

Our method for this FTMO review

Account data, prices and rules come from aggregated public comparison data, which is drawn from FTMO's own pricing pages and terms. The trader rating is a Trustpilot snapshot from September 29, 2026. The score follows the formula on our methodology page, and affiliate payments never move it.

Questions traders ask about FTMO

Is FTMO legit?

FTMO belongs to FTMO s.r.o. (Czech Republic), and it has sold evaluations for roughly 11 years. Trustpilot users give it 4.8/5 across 53,349 reviews. Our checks turned up no public warnings.

How often can you withdraw from FTMO?

On its quickest accounts, FTMO pays every 14 days and lets you keep up to 90% of the profit; withdrawals start at $20. Money goes out by Bank Transfer, Crypto, Mastercard and Skrill. For customer experience with payouts, see the Trustpilot breakdown above.

Which company is behind FTMO?

FTMO is run by FTMO s.r.o., a company registered in the Czech Republic. Otakar Suffner leads it as CEO.

Can you trade with FTMO from the US?

Yes. In our data, the US is not among the countries FTMO blocks.

What does a $100K FTMO account cost?

At list price, before any promo code, the 2-Step costs €540 and the 1-Step costs €499.

How much can you lose in a day at FTMO?

The daily cap is 3–5% of the account, set by the program you pick. Over the life of the account you can lose 10%, tracked as end-of-day trailing or static drawdown.

Is there a consistency rule at FTMO?

5 of its 14 accounts cap your best day at 50% of total profit. 9 accounts have no such cap.

Last data check: October 5, 2026. Based on firm pricing pages and terms, public review platforms and aggregated public comparison data (Sep 2026). Spotted a mistake? Let us know.