- Ranked #17 of 90
- Forex
- Since 2023 ·
UAE - ⚠ 1 warning to read
AquaFunded Review: Is It Worth It in 2026?
Our formula rates AquaFunded at 4.1/5, #17 among 90 prop firms, while 1,201 Trustpilot reviews average 2.2/5. The firm sells forex challenges from the UAE through Aqua Funded FZCO and has been in the challenge business for 2 years. It ranks this high mainly on countries accepted, at 87/100. Its weakest criterion is trader reviews, at 25/100. Choose it for going straight to a funded account with no exam and keeping costs down (it undercuts 72% of forex firms on price per $1K of max loss). Look elsewhere if you are based in Kenya or Vietnam. Read the 1 warning we flag further down before paying.
going straight to a funded account with no exam; keeping costs down (it undercuts 72% of forex firms on price per $1K of max loss).
you are based in Kenya or Vietnam.
blocks fewer countries than 61% of tracked firms (17 on its list)
its best split; the median across 90 firms is 80%
its lowest upfront price undercuts 91% of tracked firms; $44 more is due once you pass
- Entry price
- $5plus $44 when you pass
- Sizes
- $2.5K–$400K
- Top split
- 90%
- Payout cycle
- Bi-weekly
- Blocked countries
- 17
⚠ Red flags on record
- Trustpilot shows a warning that it detected and removed fake reviews on this company's profile (checked 2026-09-29)
Recorded from public sources on October 5, 2026. They are reported facts, not a legal ruling. While a warning stays open, the firm is kept off our beginner and most-established lists.
How AquaFunded scores
The firm earns its best marks for countries accepted and payouts & split, and its lowest for trader reviews.
That puts it #17 overall out of 90, and #13 among the 53 firms selling forex accounts.
Brand demand: people search Google for AquaFunded about 54,620 times a month worldwide (Ahrefs data). ⓘ
How AquaFunded prices compare with other forex firms
AquaFunded is cheaper than 87% of forex firms, charging a median of $56.30 per $10K of funding. Its cheapest account costs $5, plus $44 once you pass. With no fee after passing, accounts start at $20. After-pass activation fees reach $2,394 on some accounts. Per $1K of maximum loss, one of the two inputs of our cost score, it charges $96.66 at the median, less than 72% of forex firms. The other input is the cheapest all-in way to get funded, $20.
AquaFunded accounts and what they cost
Cost at each account size
$100K 2-Step account drawn to scale
| Account | Program | Price | Target | Daily | Max | Drawdown | Split |
|---|---|---|---|---|---|---|---|
| $2.5K | 1-StepPay Later - 1-Step 2.5K | $5 | 3% | 3% | 5% | Balance-trailing | 90% |
| $2.5K | InstantInstant Funding - Standard - Instant 2 | $30 | None | 3% | 5% | Balance-trailing | 90% |
| $2.5K | InstantInstant Funding - Pro - Instant 2.5K | $33 | None | 3% | 6% | Equity-trailing | 90% |
| $5K | 1-StepPay Later - 1-Step 5K | $5 | 3% | 3% | 5% | Balance-trailing | 90% |
| $5K | 2-StepSea Horse Challenge - 2-Step Pro Chall | $20 | 10% / 5% | 5% | 10% | Equity-trailing | 90% |
| $5K | 2-StepElite - 2-Steps | $26 | 8% / 5% | 4% | 10% | Static | 90% |
| $5K | 2-StepSea Horse Challenge - 2-Step Challenge | $28 | 8% / 5% | 5% | 8% | Static | 90% |
| $5K | InstantInstant Funding - Standard - Instant 5 | $52 | None | 3% | 5% | Balance-trailing | 90% |
| $5K | 1-StepSea Horse Challenge - 1-Step Challenge | $53 | 9% | 3% | 6% | Equity-trailing | 90% |
| $5K | 1-StepFlex- 1-Step 5K | $60 | 10% | 3% | 12% | Static | 90% |
First 10 of 60 accounts shown.
Trading rules at AquaFunded
- Daily loss cap
- 3–5%
- Overall loss cap
- 4–12%
- Drawdown type
- Static, Balance-trailing and Equity-trailing
- Phase 1 target
- 3–10%
- Fewest trading days
- 3–7
- Best-day cap
- A cap on 34 of 60 accounts (15–50% where stated); not stated for 26
- Trader share
- 90%
- Quickest payout cycle
- Every 14 days
- Fee once you pass
- as much as $2,394
AquaFunded measures drawdown as static, balance-trailing or equity-trailing across its 60 accounts. On 27% of them, the overall loss cap is fixed (static). The most lenient account needs 3 trading days.
These numbers come from the firm's own terms, which change frequently. Double-check them on its website before you pay.
| Asset | Instant | 1-Step | 2-Step |
|---|---|---|---|
| Crypto | 1:2 | 1:2 | 1:2 |
| Indices | 1:10 | 1:20 | 1:20 |
| Other commodities | 1:10 | 1:20 | 1:20 |
| Metals | 1:10 | 1:20 | 1:20 |
| FX | 1:50 | 1:100 | 1:100 |
Highest leverage per asset class and program.
| Asset | Commission |
|---|---|
| Other commodities | $5 per lot |
| Metals | $5 per lot |
| FX | $5 per lot |
Getting paid by AquaFunded
Payouts at AquaFunded come every 14 days, and your share reaches 90%. Money is sent by Crypto and Riseworks.
- How often you get paid
- Every 14 days
- Your profit share
- 90%
- Paid out via
- CryptoRiseworks
- Best-day cap
- A cap on 34 of 60 accounts (15–50% where stated); not stated for 26
- Ways to buy a challenge
- Apple PayCredit/Debit CardCrypto
Countries AquaFunded accepts and blocks
AquaFunded keeps 17 countries on its blocked list. Of the 20 markets we profile, 18 are open to its traders, while Kenya and Vietnam are not.
United States ✓
India ✓
United Kingdom ✓
Nigeria ✓
Pakistan ✓
South Africa ✓
Canada ✓
Australia ✓United Arab Emirates ✓
Malaysia ✓
Philippines ✓
Indonesia ✓
Germany ✓
Singapore ✓
Ghana ✓
Bangladesh ✓
Brazil ✓
Turkey ✓
Kenya ✕
Vietnam ✕Full blocked list (17)
Albania
Algeria
Belarus
Crimea (Region of Ukraine)
Cuba
IranKenya
Myanmar (Burma)
North KoreaRegions of Ukraine: Crimea, Donetsk, and Luhansk
Russia
Senegal
South Sudan
Sudan
Syria
VenezuelaVietnamWhat you can trade, and where
Trading platforms
Instruments
Traded as: CFD.
AquaFunded on Trustpilot: how traders rate it
- Negative reviews answered
- 70.5% of 292
- Typical response time
- 20.1 days
- Claimed by the company
- Nov 2023
- Asks customers for reviews
- Yes
48% of the Trustpilot ratings for AquaFunded are five stars, and 38% are one star. For a prop firm, that one-star share is high, so read the latest ones on Trustpilot before you buy. Because the firm actively asks customers for reviews, its five-star share is likely pushed up.
Figures taken from the public Trustpilot page on September 29, 2026. We display the ratings, never the review texts.
Traded with AquaFunded? Email us your experience with a purchase or payout screenshot; the address is on our contact page. Verified reports help us keep this review accurate.
AquaFunded: strengths and drawbacks
Strengths
- You keep up to 90% of profits
- Permits news trading, weekend holding, hedging and EAs
- Choice of 3 program types: Instant, 1-Step, 2-Step
- Runs on 4 platforms, cTrader and Match Trader among them
Drawbacks
- Quickest payout cycle is every 14 days, while 60% of tracked firms pay within 7 days
- Passing can cost up to $2,394 more as an activation fee
Firms similar to AquaFunded
Our method for this AquaFunded review
Account data, prices and rules come from aggregated public comparison data, which is drawn from AquaFunded's own pricing pages and terms. The trader rating is a Trustpilot snapshot from September 29, 2026. The score follows the formula on our methodology page, and affiliate payments never move it.
Questions traders ask about AquaFunded
Is AquaFunded legit?
AquaFunded belongs to Aqua Funded FZCO (United Arab Emirates (Dubai)), and it has sold evaluations for roughly 2 years. Trustpilot users give it 2.2/5 across 1,201 reviews. Go through the 1 warning on this page before you pay.
How often can you withdraw from AquaFunded?
On its quickest accounts, AquaFunded pays every 14 days and lets you keep up to 90% of the profit. Money goes out by Crypto and Riseworks. For customer experience with payouts, see the Trustpilot breakdown above.
Which company is behind AquaFunded?
AquaFunded is run by Aqua Funded FZCO, a company registered in United Arab Emirates (Dubai). Lewis Morton (COO) leads it as CEO.
Can you trade with AquaFunded from the US?
Yes. In our data, the US is not among the countries AquaFunded blocks.
What does a $100K AquaFunded account cost?
At list price, before any promo code, the 2-Step costs $279, the 1-Step costs $5 (then $624 once you pass) and the Instant costs $505.
How much can you lose in a day at AquaFunded?
The daily cap is 3–5% of the account, set by the program you pick. Over the life of the account you can lose 4–12%, tracked as static, balance-trailing or equity-trailing drawdown.
Is there a consistency rule at AquaFunded?
34 of its 60 accounts cap your best day at 15–50% of total profit where the size is stated. For the other 26, the terms we hold do not state a rule.
Last data check: October 5, 2026. Based on firm pricing pages and terms, public review platforms and aggregated public comparison data (Sep 2026). Spotted a mistake? Let us know.